Financial Fundamentals

About the "Green Energy" in our lives


Unity Center
in western North Carolina
What Does Tithing Do for Me? Leaving a Legacy
Tax Advantages Church is always asking for money

 

"The Church is always asking for Money"

Sometimes you hear people say, "The Church is always asking for money." That statement is untrue.

It is the world which is always asking for money, not the Church. When did you last go to the grocery story and the checker failed to ask you for money? Your mortgage company asks for money with unfailing regularity. If you are like most people, each month brings a new collection of bills. Are any of them from the Church? Who withholds a percentage of every dollar YOU earn? Your Uncle does that. Your Father does not!

There is no free lunch except at the Church. You can attend worship every week - there is no admission charge. If you are sick, the clergy will visit you in the hospital. Where else can you get free counseling when you need it? Where will your children be married? Several hundred people receive a newsletter each month for free.

What do you do when your loved one dies? What will it cost? The funeral home will certainly charge for its services. Your church will not. The Church building will always be there when you need it - clean, heated or cooled with nursery provided. You make full use of it and never pay one dime. No one will even know whether you contribute or not.

You have to pay taxes to provide your children "free" public education, but your Church operates a Sunday School which will give quality Christian education with absolutely no cost or obligation. The Church requires no membership fee, no annual dues. It never sends its members a bill. Is there any other organization in the world that functions that way? I don’t know of any. You see, the truth is the Church "asks for money" LESS than anything else you can think of.

Consider this paradox. Compared to the government and the bill collectors, the Church almost NEVER asks for money. Yet of all the things your money could be used for, very few are more important than what the church provides.

The Church is here to share the love of Jesus Christ himself. Our money goes to serve him. We will continue to provide ministry in Jesus’ name to everyone, whether they can afford to contribute or not. Isn’t that something you would like to be a part of?

~St. Paul’s Church. Kansas City, MO

What Does Tithing Do for Me?

 

~by Rev. Jack Graf, Unity of Raleigh, NC

Question:   Is tithing really important, and if so,
what does tithing do for me?
      ~D. S., Raleigh

Rev. Jack Graf:
Thank you for your question. Many Unity ministers (myself included) hesitate to talk about tithing on Sunday morning because most congregants, having come from traditional churches where they were scolded for not tithing, don't want to hear about it. Yet, as Unity ministers, we probably are remiss in not sharing the subject becuase it is really the key to building a prosperity consciousness.

Giving freely a tenth of one's income to the church or organization where one is receiving spiritaul nourishment impresses on that person's mind his or her ability to give. By tithing, our mind says, in effect, "I can afford to give." That is all the mind needs to know to build a high prosperity consciousness. If we tell our minds, "I can't afford to tithe," then we are building a lack consciousness.

For years I didn't tithe because I thought the church was just trying to make money. That resentment, itself, kept me in lack consciousness, and I was barely able to make ends meet. In 1974, when I discovered Unity's understanding of spiritual principles, I learned that tithing wasn't for the church's properity -- it was for my own! That put a whole new spin on it for me, and since then, Marsha and I have tithed on our gross income. Even when we had financial setbacks and found ourselves in debt, we continued to tithe. As a result, we didn't stay in debt very long.

Eric Butterworth, in his book Spiritual Economics, says that tithing is "training wheels" to teach us how to give. We all like to receive, but the universal principle is that we have to give in order to receive. Whatever we want to receive, we must first cheerfully give. If we want love, we must cheerfully give our love. If we want time, we must cheerfully give our time. If we want support, we cheerfully give support. If we want money, we cheerfully give our money. That is the simple Truth.

To answer your question "Is tithing really important," Charles Fillmore, Catherine Ponder, Eric Butterworth, Edwene Gaines, and to all those who practice tithing, it is important in building one's prosperity consciousness. What will tithing do for you? It will help open up any clogged channels of fear, and in time, allow a free flow of good to come pouring through. If you are interested in more information, check the bookstore for Catherine Ponder's Dynamic Laws of Prosperity, Charles Fillmore's Prosperity, Eric Butterworth's Spiritual Economics, or Joseph Murphy's Your Infinite Power To Be Rich.

Cheerfully, Jack
From Unity of Raleigh's newsletter, "Ask Jack" article, used by permission.

The Sacrament of Giving
Giving to the ministry from which you receive your spiritual support and nurturing
is an affirmation in consciousness of the Truth that
God is the prospering power enriching every area of your life.

Leaving a Legacy

The old joke says we can depend on only two things: death and taxes. Since we don't want this column to get too downbeat, let's skip over the taxes!

As Unitics, we do depend on death -- to mark the change from spirit-wearing-human-form to spirit-not-wearing-human-form. However, when we or our loved ones are personally involved, it can be difficult to remember that death is only a door between one state of consciousness and another.

Even with the firmest faith, most of us suffer sorrow because of death. Because of that, we hesitate to acknowledge its reality; we are squeamish, cowardly, and deny that our humanity is finite.

We will all experience death as humans. The questions for death are the same as for each minute of life: how can this be experienced for the highest good? Is there yet a conduit for service?

Yes! Of course we continue to serve after death. Is there one of us who has not suddently remembered a departed friend's words as they apply to a current situation? There are many ways to give, in all forms of existence.

Let's explore the monetary gift: including your spiritual home when planning your financial future. A legacy to a worthwhile organization (such as Unity) is one way to continue serving.

There are several ways to leave a Legacy or Bequest to your spiritual home. A legacy is a gift received after a donor's death, usually specified in a will.

Trusts can be set up to insure income to the donor during his/her lifetime. Trusts are legal documents and include the Charitable Remainder Trust, which provides a fixed percentage to the donor, with the remainder of the property passing to the beneficiary at the donor's death. This is different from Charitable Remainder Uni-Trust which provides income to the donor based on the fair market value of the property.

An Endowment can be given anytime, not just upon the donor's death; it's a perpetual trust in which the principle can not be touched, but the interest is available.

A Gift Annuity is a gift made in exchange for stipulated lifetime payments, with the remainder going to the designated charity upon the donor's death.

Life Insurance Gifts: Just as individuals can be beneficiaries on life insurance policies, so can institutions. There are many ways to leave a legacy to your spiritual community. If you're interested in specifics, contact a member of the Finance Team, and we'll try to arrange a workshop with professional advice available. Death may be certain, but only love is permanent.

--M.F.D., Finance Team, August, 1996

Tax Advantages
You may want to explore with your attorney or tax advisor the possible significant tax advantages of making a contribution of appreciated stock, land, real estate, etc. to Unity Center. In general, you may receive a tax deduction for the value on the date it is donated, rather than the original purchase price, thus avoiding capital gains taxes on the appreciation.

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Unity Center
2041 Old Fanning Bridge Road
Mills River, NC 28759
(828) 891-8700 or 684-3798
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